model for retirement – Joe's Life Hacks

Wealth Waterfall Simulator (100% Flow)

Savings Rate (% of Salary) Phase 1 Brokerage Target ($)

Roth Target: 401(k) Target: Brokerage Target:

Start Age: End Age:

Roth Start Balance ($): 401(k) Start Balance ($): Brokerage Start Balance ($):

Never give up 401(k) match Stop contributions at Escape Velocity

If checked, once an account reaches the trajectory for its target, it gets $0. Excess cash flow becomes uninvested income.

Salary ($): Inflation (%): Tax-Adv Return (%): Brok Return (%): Safe Withdrawal Rate (%):